Alacrity Onboarding & Compliance Requirements

Overview

Alacrity has partnered with Sublynk to onboard and credential their contractor network. You have the option of using the Sublynk platform to automate and maintain your Alacrity network compliance. This document contains onboarding and compliance information for every program offered by Alacrity to its contractor network.

If you need to speak with someone at Sublynk about these requirements please email support@sublynk.com to receive assistance with Alacrity related compliance items.

Fees

The following fees are for contractors joining the Alacrity network, paid to Sublynk directly for compliance services. Background checks through Sublynk are optional, and Sublynk will accept background checks from Alacrity approved providers that meet all requirements detailed in the background check section of this document.

Essential Package
- First Credentialed Network Joined: $25 per month
- Additional Credentialed Networks Joined: $10 per month for additional networks
- Multi-location: $10 per month per additional location (same tax ID)
Background Check Fees
- Sublynk Platinum - Alacrity Non-Owner
  - $95 per check + variable pass-through fees
  - Average return time for checks is less than 5 business days
  - Gold Plus checks comply with Alacrity Program requirements
  - Includes County and Federal Civil Checks
- Sublynk Diamond - Alacrity Owner
  - $105 per check + variable pass-through fees
  - Average return time for checks is 5 business days
  - Gold Max Alacrity checks comply with Alacrity requirements for Owners
  - Includes everything in Gold Plus & includes a personal credit check
Cancellation Policy
- Sublynk is an independent platform from Alacrity systems. We do not assign jobs or offer any guarantees of work for our partner programs. We do not offer refunds but you may cancel your Sublynk account at any time.

Onboarding Requirements

General Requirements
- Must have been in business for at least 2 years prior to application to the network
- Acceptable financial risk profile as determined by the network
- Contractor shall provide Alacrity, on at least an annual basis, a listing of all owners, principals, employees, and subcontractors
- All staff will maintain a yearly Violent Crime Control form that is submitted to Alacrity

Compliance Requirements

The requirements listed below provide all expected licenses, certifications, and background check requirements for the Alacrity networks. Please review the requirements carefully to ensure a smooth compliance process.

Company Legal Name
- All insurance, certifications, and licenses must be in the company legal name
Insurance
- COI’s will be automatically requested by Sublynk to your agent/broker(s). Contractor provided COI’s will be used for reference purposes only and will not be used for compliance verification
Licenses/Certifications
- Licenses and certifications will be required for every state included in your service territory
- Sub-contractor licenses are ONLY accepted for Asbestos, Roofing, and Mold

Detailed Insurance Policy & Certificate Requirements

Every COI must contain the exact text below in Description of Operations and Certificate Holder (Auto or Workers Comp ONLY COI's do not require a Description of Operations):

Coverages Must Include:

Maximum allowable deductible or SIR of $25,000

Commercial General Liability: $2,000,000 Aggregate & $1,000,000 Each Occurrence
- SIR or self-insured retention cannot exceed $25,000 and must be noted on the COI
- Coverage must include:
  - Personal & Advertising Injury at $1,000,000
  - Products & Completed Operations Liability at $2,000,000
  - Primary and non-contributory coverage
- Endorsements that must be attached to the COI
  - Ongoing and completed operations coverage for additional insured
    - Additional Insured: CG2010 (or equivalent)
    - Additional Insured - Completed Operations: CG2037 (or equivalent)
    - Waiver of Subrogation: CG2404 (or equivalent)
- No specific exclusions or restrictions for:
  - Claims for additions or remodeling projects
  - Residential or habitation
  - Work performed by subcontractors
Contractor Pollution Liability: $1,000,000 Each Occurrence
- SIR or self-insured retention cannot exceed $25,000 and must be noted on the COI
- Policy must be Per Occurrence, or if Claims Made a 3-year extended discovery/reporting clause required
- Endorsements that must be attached to the COI
  - Additional Insured
  - Completed Operations
  - Waiver of Subrogation
- CPL Policy shall not contain coverage restrictions or exclusions for:
  - Completed operations in any coverage part of the policy for either the Insured or the Additional Insured
  - Damage to property that cannot be used or is less useful because of the work of the Insured
    Damage caused by asbestos, lead, or silica
  - Damage to “your work” for cleanup costs
Workers Compensation & Employers Liability: $500,000 Employers' Liability
- Waived if the contractor has no w-2 employees or is legally exempt. Attestation required
- Workers Compensation is required per State statutory minimum limits
- Stop Gap as required in Monopolistic states (ND, OH, WA, and WY)
- Endorsement that must be attached to the COI
  - Waiver of Subrogation
Professional Liability: $1,000,000 Each Occurrence & $2,000,000 Aggregate
- SIR or self-insured retention cannot exceed $25,000 and must be noted on the COI
- Endorsements that must be attached to the COI
  - Additional insured
  - Waiver of Subrogation
Auto Liability: $1,000,000 Combined Single Limit
- If you have no owned autos, your alternative options are:
  - Add a HNOA Endorsement to your General Liability Policy or as part of Business Owner’s Policy (BOP) from your General Liability Insurance Agent
  - Get “HIRED AUTOS” and “NON-OWNED AUTOS” Coverage from an Auto Insurance Agent
Bailees: $250,000 - Processor Floater Coverage (IM 7501) or Bailee Coverage that provides "Direct Physical Loss"
- Only required for contents or textiles work
- Amendments to the CGL policy eliminating exclusions for damage to Personal Property in the Care, Custody or Control of the insured will not fulfill this requirement

Licenses & Certifications Required By Service Category

Background Check Requirements

Frequency: Every 3 Years on all owners, license and certificate holders, and anyone going to job sites or having access to insured's personal information.

Required Checks:

SSN Trace including 7-year address history and associated alias or maiden names
County criminal record search w/Alias
Federal criminal record search w/Alias
National criminal record search w/Alias
Global watchlist search (OFAC)
National sex offender search
MVR (Motor Vehicle Record) Check
County & Federal Civil Check (Employees & Subs)
Owners Check (Owners Only) - includes personal credit check and business affiliation search

Disqualification:

OFAC Watchlist
Open or active warrant or probation
Convicted felon
Convicted sex offender
Convicted misdemeanors including deception, theft, insurance/identity/license fraud, sexual assault, or a crime involving violence