CORE Onboarding & Compliance Requirements

Overview

CORE has partnered with Sublynk to onboard and credential their contractor network. This document contains onboarding and compliance information for every program offered by CORE to its contractor network.

If you need to speak with someone at Sublynk about these requirements please email core@sublynk.com to receive assistance with CORE related compliance items.

Fees

Every organization that credentials with a network through Sublynk will need to maintain an Essential subscription.

• Essential Package
  • First Credentialed Network Joined: $25 per month
  • Additional Credentialed Networks Joined: $10 per month for additional networks
  • Multi-location: $10 per month per additional location (same tax ID)
• Background Check Fees - Sublynk Gold Package
  • $55 per check + variable fees
  • Average return time for checks is less than 1 business day
  • Checks can be used for compliance with other platforms
• Cancellation Policy
  • Sublynk is an independent platform from CORE systems. We do not assign jobs or offer any guarantees of work for our partner programs. We do not offer refunds but you may cancel your Sublynk account at any time. Canceling your account will remove you from CORE assignments.

Onboarding Requirements

• General Requirements
  • 3 years in business or
    • Management team has >10 years of experience
  • 4 star or higher online ratings
• Mitigation & Restoration Requirements
  • 24/7/365 availability
  • Certifications: See Compliance Matrix Below
  • Technology

    • XactAnalysis and Symbility (Symbility required for certain carriers)

      
      

Compliance Requirements

The requirements listed below provide all expected licenses, certifications, and background check requirements for the CORE networks. Please review the requirements carefully to ensure a smooth compliance process.

• Company Legal Name
  • All insurance, certifications, and licenses must be in the company legal name
• Insurance
  • COI’s will be automatically requested by Sublynk to your agent/broker(s). Contractor provided COI’s will be used for reference purposes only and will not be used for compliance verification
• Licenses/Certifications
  • Licenses and certifications will be required for every state included in your service territory
  • Sub-contractor licenses are not accepted

Detailed Insurance Policy & Certificate Requirements

Every COI must contain the exact text below in Description of Operations and Certificate Holder:

Coverages Must Include:

• Commercial General Liability: $2,000,000 Aggregate & $1,000,000 Each Occurrence
  • Coverage must include:
    • Personal & Advertising Injury at $1,000,000
    • Products & Completed Operations Liability at $2,000,000
    • Primary and non-contributory coverage
  • Endorsements that must be attached to the COI
    • Ongoing and completed operations coverage for additional insured
      • Additional Insured: CG2010 (or equivalent)
      • Additional Insured - Completed Operations: CG2037 (or equivalent)
      • Waiver of Subrogation: CG2404 (or equivalent)
  • No specific exclusions or restrictions for:
    • Claims for additions or remodeling projects
    • Residential or habitation
    • Work performed by subcontractors
• Contractor Pollution Liability: $1,000,000 Each Occurrence
  • Endorsements that must be attached to the COI
    • Additional Insured
    • Waiver of Subrogation
• Workers Compensation & Employers Liability: $500,000 Employers' Liability
  • Waived if the contractor has no w-2 employees or is legally exempt. Attestation required
  • Workers Compensation is required per State statutory minimum limits
  • Stop Gap as required in Monopolistic states (ND, OH, WA, and WY)
  • Endorsement that must be attached to the COI
    • Waiver of Subrogation
• Auto Liability: $1,000,000 Combined Single Limit
  • Coverage by endorsement for all vehicles owned, leased, rented, hired, or borrowed
    • Endorsement that must be attached to the COI
      • Waiver of Subrogation
  • If you have no company owned autos, your alternative options are:
    • Add a HNOA Endorsement to your General Liability Policy or as part of Business Owner’s Policy (BOP) from your General Liability Insurance Agent.
    • Get “HIRED AUTOS” and “NON-OWNED AUTOS” Coverage from an Auto Insurance Agent
    • Purchase Unlimited Non-Owned Car Coverage (UNOC) from an Auto Insurance Agent
• Umbrella/Excess Liability: $1,000,000 Aggregate & $1,000,000 Each Occurrence
  • Required for Commercial work
  • Endorsements that must be attached to the COI
    • Additional Insured
    • Waiver of Subrogation
• Professional Liability: $1,000,000
  • Only required for Testing/Engineering/Consulting work
• Bailees: $250,000
  • Only required for pack-out contents work

Licenses & Certifications Required By Service Category

Background Check Requirements

Frequency: Every 3 Years on all owners, license and certificate holders, and anyone going to job sites.

Required Checks:

• SSN Trace including 7-year address history and associated alias or maiden names
• County criminal record search w/Alias
• Federal (National) criminal record search w/Alias
• Global watchlist (OFAC)
• National sex offender search

• MVR Check

  
  

Disqualification:

• OFAC Watchlist
• Open or active warrant or probation
• Convicted felon
• Convicted sex offender
• Convicted misdemeanors including deception, theft, insurance/identity/license fraud, sexual assault, or a crime involving violence