Merit Restorations Onboarding & Compliance Requirements

Overview

Merit Restorations has partnered with Sublynk to onboard and credential their subcontractor network. This article details the requirements your organization must satisfy for every service you may provide for them.

If you need to speak with someone at Sublynk about these requirements please email support@sublynk.com to receive assistance with related compliance items.

Subcontractor Package
- Access to 1 general contractor bench
- $100 per year + optional background checks
Background Check Fees - Options for additional screening & drug testing available
- Tier 3 - $95 per check + pass-through fees
  - Includes:
    - SSN Trace w/Alias
    - Unlimited County Criminal Search
    - Global Watchlists & OFAC
    - Sex Offender Search
    - National Criminal Search
    - Motor Vehicle Report
    - Federal Criminal Search
    - County & Federal Civil Checks
  - Average return time for this tier is 3-5 business days

Cancellation Policy
- Sublynk is an independent platform from your general contractor. We do not assign jobs or offer any guarantees of work from our partners. We do not offer refunds but you may cancel your Sublynk account at any time.

Compliance Requirements

The requirements listed below provide all expected license, certification, and background check requirements. Please review the requirements carefully to ensure a smooth compliance process.

Company Legal Name
- All insurance, certifications, and licenses must be in the company legal name.
Insurance
- COI’s will be automatically requested by Sublynk to your agent/broker. Contractor provided COI’s will be used for reference purposes only and will not be used for compliance verification
Licenses/Certifications
- Licenses and certifications will be required for every state included in your service territory when your trade is a regulated industry at the state or federal level

Detailed Insurance Policies & Certificate Requirements

Commercial General Liability: $2,000,000 Aggregate & $1,000,000 Each Occurrence
- Coverage must include:
  - Personal & Advertising Injury at $1,000,000
  - Products & Completed Operations Liability at $2,000,000
  - Primary and non-contributory coverage
- Endorsements that must be attached to the COI
  - Additional Insured: CG2010 (or equivalent)
  - Additional Insured - Completed Operations: CG2037 (or equivalent)
  - Waiver of Subrogation: CG2404 (or equivalent)
Contractor Pollution Liability: $1,000,000 Each Occurrence
- Endorsements that must be attached to the COI
  - Additional Insured
  - Waiver of Subrogation
- Definition of pollutants will include
  - Mold and/or
  - Microbial matter and/or
  - Fungus and/or
  - Biological substance
- Policy shall not exclude claims from
  - Asbestos, Lead, Mold, Bacteria, and Silica or contaminated drywall
Workers Compensation & Employers Liability: $500,000 Employer’s Liability
- Waived if the contractor has no w-2 employees or is legally exempt. Attestation required
- Endorsements that must be attached to the COI
  - Waiver of Subrogation
Auto Liability: $1,000,000 Combined Single Limit
- Coverage must include:
  - “ANY AUTO”, or a combination of “OWNED AUTOS”, “HIRED AUTOS” and “NON-OWNED AUTOS”
- Endorsements that must be attached to the COI
  - Waiver of Subrogation
Professional Liability: $1,000,000
- Only required for Testing/Engineering/Consulting
- Endorsements that must be attached to the COI
  - Additional Insured
  - Waiver of Subrogation
Bailees: $250,000
- Only required for packout contents work
Umbrella: $1,000,000
- Endorsements must follow form

Every COI Must Contain the exact text below in Description of Operations and Certificate Holder

Description of Operations

Certificate Holder

Merit Restorations, LLC dba Merit Restorations and affiliates as required by written contract or agreement are Additional Insured with respect to General Liability, which includes on-going and completed operations

(See attached CG2010 4/13 and CG2037 4/13 or equivalent), Automobile Liability and Umbrella/Excess Liability regarding work performed or services rendered by the above-named insured on their behalf.

Excess/Umbrella liability follows form. General Liability coverage is Primary and Non-Contributory as required by written contract. Waivers of subrogation apply in favor of the Additional Insured with respect to

General Liability (See attached CG 24 04 05 09 or equivalent) and Worker's Compensation (See attached WC 00 03 13 or equivalent) and the Commercial Automobile policy. 30 Days Prior Written Notice of Cancellation will be given to the Certificate Holder. The certificate holder’s Commercial General Liability policy does not contain an Exterior Insulation Finishing Systems or EIFS exclusion.

Merit Restorations

125 Hirst Road, Suite 1A

Purcellville, VA 20132

help@sublynk.com

Licenses & Certifications Required by Service Category

Background Check Requirements

Frequency: Every 3 Years - all background checks will expire 3 years after their completion date

Required Checks:

SSN Trace including 7-year address history and associated alias or maiden names
County criminal record search w/Alias
Federal (National) criminal record search w/Alias
Global watchlist (OFAC)
National sex offender search
MVR Check
County & Federal Civil Check (Employees & Subs)

Disqualification:

OFAC Watchlist
Open or active warrant or probation
Convicted felon
Convicted sex offender
Convicted misdemeanors including deception,theft, insurance/identity/license fraud, sexual assault, or a crime involving violence